Description: | A. The FICO score range is 300 to 850 with the majority of individuals falling between 600 and 800. The most favorable interest rates typically go to those people with a score of 720 or more, but anything over 650 is considered “good†and people with scores of 620 routinely qualify for loans. Those with scores below 620 are considered “sub-prime,†meaning they will face higher interest rates on any loans they obtain. Lenders are free to use their own criteria for judging a credit score as either good or bad. |